thanx 4 all the replies guys,

unfamilia: when u said

Quote:

do u mean takeout third party then try 2 upgrade 2 full comp with the same company i took out the third party? eg sign up online n then phone up a week l8er n try 2 change?

cos i've been insured by other companies n had no claims... still hasn't helped me...

What's every1'sthoughts on Vigil?
any1 know anything bout em?
i'd neva herd o them till i phoned insurance ombudsmen but they r the only 1's willing to give me full comp (agree'd value 10k (won't go higher))

i meant then try another insurer. some that send off your quote to an underwriting department may consider it if they know you currently have the car insured eleswhere but with third party. they figue if they are willing to take a risk, we can up their risk (and premium probably) and do a bit better to get your business in the door.

Vigil are ok. not shannons great but they serve a purpose.

They way i see it and would advise, if they are willing to odffer full comp and !0K agreed value, better then thrid party only and nothing. just make sure its all legit, last thing you want after these hassles is for them to deny a claim based on roadworthy and engenieering issues.

I think they prefer 3 point immobilisers and off street parking from memory (could be someone else im thinking of).

my daily driver rate worked out $10 more than limited use, took daily even though im lucky to drive it once a fortnight now. I dont want to be told (except by my wife) when i can and cant drive my car.

Shannon,s FTW they,re great never had a prob despite windscreen claims an 1 written off 120y claim!! {Damn it}