Unbelieveable! [shaking head]
I have had my licence since before I turned 17 & have over 1 million miles under my belt. [1.6 million K] I have never been involved in a MVA ever while driving a car or truck. 14 of those years were spent in the NSW snowfields during the winter months & I survived that without incident too.
I have had some 'moments', a few heart stoppers & one or two minor 'off's' on back country dirt roads, but I always prided myself in knowing when to back off. I swear it's been the secret to my survival.

I fell off my motorcycles twice. First time on a Bridgestone 50, chasing Billy Sanders around the site that Rooty Hill RSL is built on. He went on to become an International speedway motorcycle champion, so I don't feel too bad about not keeping up with him. The second time was on my Yamaha DT1-f trail bike going to work when a car slid in the wet under brakes & touched my back tyre, sending me into a slow slide, then down. Both times I picked the bike up & rode on. [cursing a lot]