very sorry to see that... I hope all goes well. Having been not at fault in an accident in my old BMW, I'd say her insurance company is going to be a total pain. At least you have comprehensive so your insurance company will go in to bat for you to cover their costs.

I had 3rd party fire and theft only, so as I was not at fault my insurance wouldn't do anything - their insurance wrote my car off, and only gave me $1650 when the book value for my car was $4000, and they would not take into consideration that the car had a fully rebuilt engine + many hard to get/ desirable extras on it. I got my wreck back, and repaired it on the cheap, but the car was never the same.

Sounds like Shannons is far more understanding than most, and once I finish restoring my 1200 I think I'll go with them. Good luck!!