Fortunately, it would seem that the 'at fault' driver in your case is insured, so you will at least get something.

Sadly, there are those who are not insured, or who think that they can get away with it while driving cars that the insurer can refuse to pay out on due to non compliance with the insurance conditions.
Sometimes we think these people are our friends but when it comes to the "crunch", they are not. Illegal cars do not do the rest of us any favours & only give the insurers, the cops & other authorities an excuse to give the rest of us grief.

This apparently happened only last night [24/4/08]
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